Operation Debt-Clear Begins!

As you will know if you’re a regular reader of my blog, or if you follow me on Twitter, I’ve recently moved in with my mum so I can stop spending my money on rent/bills and start using it to pay off the mahoosive debts I’ve got myself in to.

As part of this, I’ve decided to create a new tag on my blog – Operation Debt-Clear – so I can post updates and use it as another source of inspiration and encouragement to push me forward and help me get myself back on the straight and narrow.

Today I post for the first time under Operation Debt-Clear and I’m outlining where I’m starting from.  At the beginning of each month, I will post an update as to where I am and how much I’ve managed to pay off.

I’m looking forward to reading these posts 1-year from now and being able to see how much I’ve achieved.

I first fell into serious debt when I broke up with my ex and signed over my half of our house to him, and from then on, it spiralled out of control.  I can’t sit here now and say it’s all down to the break-up – it was the starting point, yes, but I didn’t make things any easier for myself by burying my head in the sand and thinking it would all go away or sort itself out somehow.

I’m aware I was an idiot, but I’ve taken a huge step by admitting to my family and friends what a bad situation I’ve got myself in to, and now I’m looking forward to watching the debts shrink as I throw myself 100% into paying them off.

It’s going to be hard, but it’s also pretty exciting!!


Operation Debt-Clear Breakdown
1 August 2012
Current Date
% Paid Off
Credit Cards
Owed to Parents
As well as the above, I also have a loan, however, that has a fixed payment/time period and I can’t pay it off any sooner, so I haven’t included it in these figures.

LilliesandLove xx

Leave a Comment

  • CarlysLifeandBakes says:


    I have just read your post and it reminds me of my circumstances.
    I’ll cut a long story short and by 2010 our debts totalled nearly £30,000.00!! and now in about 2 1/2 years we almost halved that.
    It has taken hard work and cutting back on everything but, it does feel good to see your figure getting less and less.
    I look forward to reading all about your achievements.

    Good luck, Carly.

    • Lillies and Love says:

      Hi Carly, thanks for getting in contact!

      It’s so good to hear from other people that have been in these circumstances, there seem to be a lot of people that have suffered in the same way. But, hearing the stories of others fills me with hope that I’ll get on top of these things one day soon!!


  • I’ve decided to do something similar, about to embark on blogging about it…

    Good luck! Look forward to reading about it 😉


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